Sunday, March 17, 2024

The 7 Best Vanguard Funds for Retirement

And to close out the St. Paddy's Day weekend, here's something for some good old fashioned Irish luck ... 


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MARCH 15, 2024

U.S. News & World Report

Invested

Advice, rankings and stock market news for investors.

Happy Friday, investors! Stocks slide after the wholesale price report reflects hotter-than-expected inflation.

Highlights of today's newsletter include our market insights plus these new articles:

The 7 Best Vanguard Funds for Retirement
7 Best Funds to Hold in a Roth IRA
Magnificent 7 Stocks: What They Are and How They Dominate the Market
Should You Invest in Silver?


The Vanguard Group differs greatly from most other asset managers and mutual fund companies. Vanguard is organized as a mutual company, meaning that the firm is ultimately owned by the shareholders who invest in its funds. Before Vanguard made index funds available to the general public, index tracking was only done by institutional investors such as pension funds and insurance companies.

Vanguard's mission statement is as follows: "To take a stand for all investors, to treat them fairly, and to give them the best chance for investment success." The company's commitment to shareholders and its well-earned reputation for low fees and reasonable expenses make it especially well-suited for long-term investing.

Here are seven of the best Vanguard funds to invest in for retirement:

Vanguard Dividend Appreciation Index Fund Admiral Shares (ticker: VDADX). VDADX is an index fund based on the S&P U.S. Dividend Growers Index. To be included in that index and subsequently in VDADX, a company must be based in the U.S. and have a documented history of increasing its dividend for at least 10 consecutive years. From that pool, the index excludes the top 25% highest-yielding stocks, with the remainder making up the index.
The information technology sector is the fund's largest sector weight, representing 23.6% of assets. The fund has an expense ratio of 0.08%.

Vanguard Core Bond Fund Investor Shares (VCORX). Investors should not neglect fixed-income funds when constructing their retirement portfolios, and VCORX should be looked at as a core bond fund holding. The fund invests predominately in a diversified portfolio of U.S. government and U.S. government agency bonds ranging in maturity from short term to long term. Being actively managed, it carries an expense ratio that's somewhat higher than some other funds on this list, but the 0.2% fee is still quite low compared to its peers.

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VANGUARD FUNDEXPENSE RATIO
Vanguard Dividend Appreciation Index Fund Admiral Shares (VDADX)0.08%
Vanguard Core Bond Fund Investor Shares (VCORX)0.20%
Vanguard Emerging Markets Stock Index Fund Admiral Shares (VEMAX)0.14%
Vanguard Total Stock Market Index Fund Admiral Shares (VTSAX)0.04%
Vanguard Explorer Fund Investor Shares (VEXPX)0.45%
Vanguard Long-Term Treasury Index Fund Admiral Shares (VLGSX)0.07%
Vanguard Mid Cap Growth Fund (VMGRX)0.37%

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